Just take a look & see for yourself:
I am a 18 + year Licensed & Independent Health Insurance Producer, local in the community. My wife and I own a small business of her's; I & M Gymnastics (I'm just her free labor maintenance mechanic) We work hard & with passion in our endeavors to raise our family, participate within our community, abide by the laws and pay our taxes.... like each and every family or person whom most likely may read this.
Now presently I own my own personal health insurance with a Top rated National Carrier and pay about $600 a month in premium and I intend to continue with this coverage beyond 1/1/14.
I ran a quote for my family; Husband 40, Wife 38, 3 dependents with a plan that is still available today with a 11/01/2013 Effective Date for a Traditional PPO with 80 / 20 Co-Insurance:
$3500 Deductible =$754
$5000 Deductible =$572
$7500 Deductible = $524
Then I ran a quote for the same family with the Bronze, Silver, Gold & Platinum plans that go into effect on 1/1/14 with the new ACA Law:
Bronze Plans: $6K Deductible = $1,141
$5K Deductible =$1179 $3500 Deductible =$1188
Silver Plans:
$3500 Deductible =$1353 $2K Deductible =$1378 $1250 Deductible =$1350
Gold Plans:
$2K Deductible = $1613 $0 Deductible = $1670
Platinum Plans:
$950 Deductible = $1910 $0 Deductible =$1928
Last week the largest carrier here in IL (IL BCBS / Health Care Service Corporation) sent letters to all of their insureds on Individual Non-Grandfathered Plans (Plans with effective dates of 03/23/2010) notifying them that the their plans ARE CHANGING (letters were sent last week) on 1/1/14 and the premiums are shocking!!!
FOLKS: NOW IS THE TIME TO ACT!!! IF YOU ARE NOT ELIGIBLE FOR GOVERNMENT SUBSIDY OR WITHOUT MAJOR PRE-EXISTING CONDITION(S)!
Plan Premiums are going to skyrocket through the roof for everything effective 1/1/14 & after....
In less than three months you will NEVER EVER be able to purchase what you can still get now and keep beyond 1/1/14 and you need to act now - do not delay!
I can take the time to educate you and show you all of what you need to see and provide you FREE CONSULTATION! Please don't thinks twice just call or email me and I'm sure I can help!!!
Nicholas Tkaczuk ntkaczuk@gmail.com
708-514-4936
